Practical money advice — no jargon, no gatekeeping, just clear steps you can take today.
Most new coaches either underprice out of fear or guess a number that has nothing to do with the value they deliver. Here's a framework that fixes both.
David Larsen
July 21, 2026
The accounts aren't complicated. What's confusing is that nobody tells you which order to use them in.
Most coaches assume a client who isn't following through just lacks discipline. But resistance almost always has a root that discipline has nothing to do with. Here's how to diagnose it and what to do next.
Most investing advice assumes you already have the basics handled. This one doesn't. Here's how to start building wealth from the middle — where most people actually live.
There's no single right way to budget. But there is a right way for you — and it depends on how you think about money, how much structure you need, and what's actually gone wrong before. Here's a clear breakdown of the five most popular methods.
Every piece of advice says 'save 3–6 months of expenses.' Almost none of it explains how to save anything when you're already out of money before the next paycheck. Here's the version that actually works.
If your clients leave sessions motivated but backslide by the following week, the problem probably isn't their discipline. It's your session structure. Here's what to change.
Most debt payoff advice is written for people with a lot of extra money or a lot of free time. You probably have neither. Here's what actually works when your income is average and your obligations aren't.
If you're always broke a few days before your next paycheck, you're not bad with money — you're just missing one critical piece. Here's what's actually going on and how to fix it.
Most new financial coaches track the wrong things — or nothing at all. Here's exactly what to measure in your first 90 days so you can build a practice that actually grows
Most financial coaches spend way too much time on onboarding admin. Here's a lean, repeatable process that gets new clients set up fast — and sets the coaching relationship up to actually work.
Most financial coaches are duct-taping their practice together with spreadsheets and DMs. Here's the lean, effective tech stack that actually works — and what's not worth paying for yet.
Two strategies dominate the world of debt payoff — the Debt Avalanche and the Debt Snowball. One saves you the most money. The other keeps you motivated long enough to actually finish. Understanding the difference could be the financial turning point you've been waiting for.
