Pricing Built Around Your Client Load.
Apply to join — we review every application within 2 business days. 34-day free trial once approved; a card is required to start, but you're not charged until the trial ends.
Starter
Up to 10 clients
10 sponsored client seats included
+$10/mo per extra seat
$79/ month
Solo practitioners getting started — the app included for every client.
Apply as a CoachGrowth
Up to 30 clients
30 sponsored client seats included
+$10/mo per extra seat
$159/ month
A growing book of business.
Apply as a CoachPro
Unlimited Clients
50 sponsored client seats included
+$10/mo per extra seat
$299/ month
Full practice with a team or large roster.
Apply as a CoachEvery Coach Plan Includes
Live client data
- Live read-only dashboard for every client
- Per-client cash-flow trends and budget-health scores
- Full transparency log — clients see every access
Coaching workflow
- Encrypted, coach-private session notes
- One-click client invitation system
- Assign each client a budgeting method — or build your own custom framework
- Client activity feed between sessions
Plan & billing
- Sponsored client seats — your plan covers your clients' app subscriptions
- Your own Compound app included (no extra subscription)
- Cancel any time
For Individuals
Just Want the App for Yourself?
Compound is a serious budgeting app on its own — no coach required. Start a 14-day free trial — no card required; pick Base or Plus when you subscribe.
Base
Everything you need to run your money.
$9.99/mo
or $99/year — save 17%
Start Free TrialEveryday budgeting
- Connect unlimited bank accounts via Plaid
- Auto-categorize transactions with AI
- Receipt & document capture on every transaction
- Six budgeting methods — envelope, zero-based, 50/30/20, and more
- Monthly budgets with rollover and cover-from-category
Planning & goals
- Savings goals, debt payoff, sinking funds
- 12-week cash-flow forecast
- Spending analytics & net-worth tracking
- Year-end tax category map
Account & sharing
- One subscription covers your whole household
- Optional read-only access for a coach
- Export your data any time
Plus
Base, plus AI, investing, bill, and tax tools.
$16.99/mo
or $169/year — save 17%
Start Free TrialEverything in Base, plus
- Ask Compound — AI answers about your spending, budgets, and goals
- AI receipt scanning — reads the merchant, total, and line items to suggest categories or a split
- Investment & retirement projections
- FIRE plan — your work-optional date from live numbers, a contribution priority tracker, and instant what-if levers
- HSA vault — track out-of-pocket medical expenses with receipt evidence and a one-click reimbursement packet
- Precision bill tracking — exact due dates and amounts straight from your bank
- Automatic home value tracking, refreshed monthly
- Year-end tax summary export for your accountant
- Tax receipts download — every receipt on a tax-relevant transaction, zipped for your CPA
14 days free · no card required · cancel anytime · choose Base or Plus when you subscribe
Your data is yours
We Sell Software, Not Your Data.
You pay for Compound, so your financial data is never the product. We don’t sell it, we don’t share it with advertisers, and there are no ads in the app — ever.
Never Sold, Never Shared
Your transactions and balances are never sold to anyone or shared with advertisers. No ad networks, no data brokers.
Bank-Level Encryption
Plaid access tokens are encrypted with AES-256-GCM and your data is encrypted at rest. Queries are scoped per-user.
Read-Only Bank Access
We connect through Plaid, so we never see your bank credentials and can never move your money — we can only read balances and transactions.
Export or Delete Any Time
Your data is yours: download everything whenever you want, or delete your account and have it permanently erased.
Frequently Asked Questions
Financial coaches, advisors, planners — anyone running a money-coaching practice with a book of clients. Apply at /coaches/apply — every application is reviewed before we grant access to client financial data. You'll hear back within 2 business days.
Yes. Every coach plan includes your own Compound subscription so you can use the tool on your own money, side-by-side with your clients.
Your plan includes sponsored client seats — 10 on Starter, 30 on Growth, 50 on Pro. Sponsoring a client covers their Compound subscription, so they never see a bill. Beyond your included seats, extra seats are $10/month each, or a client can subscribe on their own at $9.99/month (or $99/year). Your own Compound app is always included.
Your clients keep their Compound accounts untouched. You lose dashboard access. Clients on a sponsored seat get a 14-day grace period to start their own subscription — their data is never touched. The coach connection stays in our records and is restored if you resubscribe.
Yes. Compound is a complete budgeting app on its own — start a 14-day free trial at $9.99/month. The coach features are entirely separate.
Plaid access tokens are encrypted with AES-256-GCM. Session notes are encrypted at rest. Queries are scoped per-user — only the customer, their connected coach, and the platform admin can read their rows.