A household in Compound lets you and a partner work from the same budget, goals, and dashboard without sharing one login. Each member keeps their own account and their own transaction history.
What is shared
- Budgets — one set of categories + limits, edited by either member.
- Goals and debts — shared targets you can both contribute toward and watch the progress on.
- Net-worth dashboard — assets and debts from both members' connected accounts roll up into one number.
- Categories and rules — taught once, applied for both.
- Cash flow + analytics — combined across both members' transactions.
What stays per-person
- Connected bank accounts — owned by whoever connected them. Either person leaving the household keeps their own accounts and history.
- Coach connections — each member connects to their own coach independently.
- Subscriptions and recurring detection — based on each person's individual transaction pattern.
- Profile + login + 2FA — never shared.
Inviting and leaving
Send an invite from Settings → Household. Your partner accepts via email, signs in, and the shared rollups appear immediately. Either of you can leave at any time — the leaver keeps their own accounts and transactions; the budgets/goals stay with the remaining member.