You can delete your account at any time without contacting us. Here's how:
- Sign in and go to Settings → Data & privacy.
- Confirm with your authenticator app (a fresh MFA verification is required for destructive actions).
- Type the confirmation phrase and click Schedule deletion.
The 7-Day Grace Period
Once you confirm, your account enters a 7-day grace window. During that time you'll see a banner at the top of every page with a Cancel deletion button. You can change your mind any time before the 7 days are up and your account picks back up exactly where you left off.
After 7 days, a background job runs that:
- Revokes every Plaid bank connection on your account.
- Deletes every record we hold for you across transactions, budgets, goals, debts, coach connections, sessions, notifications, and exports.
- Deletes your authentication record.
- Removes you from any email marketing lists.
The only thing retained after deletion is the audit log (90 days), kept for SOC 2 compliance — it records that a deletion occurred but contains no personal data.
Want a Copy First?
Go to Export your data before starting the deletion flow. Exports are available as JSON or CSV and include every transaction, budget, goal, and account.